The Association of British Insurers has called on the government to build on the success of auto-enrolment by raising contributions and expanding coverage.

The ABI says the government should set up a review to set out a road map for 2019 onwards. Explaining what it wants to see from the 2017 review of auto-enrolment, the ABI said there should be two core priorities:

• Raising contribution levels after 2019 to ensure people have enough money for their retirement
• Ensuring all parts of the workforce benefit – in particular part-time employees, people with multiple jobs and the self-employed

Despite the success there has been recent concern that many groups, such as part-time workers on a small number of weekly hours and the self-employed, are not covered by auto-enrolment and may miss out on any kind of retirement planning.

Figures released by the Institute for Fiscal Studies this week show the number of people with workplace pensions had increased by 4.4 million by 2015 due to auto-enrolment. More than 88% of private sector employees are in a workplace pension scheme and pension saving has increased by £2.5 billion per year.

Increasing the contribution levels for automatic enrolment to 8%, as is due to happen by 2019, will still leave many savers without enough money for later life, says the ABI. The insurers’ body says it does not want any further changes to the policy in the short term but is urging the Government to use next year’s review to lay out a road map for the following years.

Yvonne Braun, director of Long-term Savings and Protection at the ABI, said: “Automatic Enrolment has been a remarkable success so far. Pension providers have been strong supporters of the scheme from the start and they have adapted well to accommodate millions of new savers.

“But we cannot stand still, and we know that 8% of a proportion of earnings is not enough for most. Next year’s review of auto-enrolment is the right time to set out clear plans to push up contributions after 2019, and to explore how best to engage all workers with saving and planning for their retirement.”

The future of pensions policy and how best to encourage workers to save during their working lives are among issues being discussed at the ABI’s Annual Conference next week.