People with health and lifestyle issues which could affect their life expectancy deserve more from financial products at retirement. At Partnership, we see retirement differently from the standard providers and use our underwriting expertise to offer you, and your clients, a better deal.
In fact, Partnership has 19 years of proprietary medical and mortality data. This information, combined with our underwriting and actuarial expertise, give us the knowledge required to more accurately assess your clients' likely life expectancy compared with the average. We can therefore often offer them better benefits than a mainstream insurer.
We cater for clients with a variety of lifestyle habits and health conditions, from the relatively minor such as a smoking habit and high-blood pressure, to the more serious such as heart failure, stroke, diabetes, and cancer.
Partnership is dedicated to providing excellent service, to every single client, every single time.
This includes:
• Personal service from dedicated account managers with passion, expertise and market knowledge.
• A support team which knows your business and understands your needs.
• Specialist underwriting teams focused on delivering the best possible terms, quickly and accurately.
• A willingness to go the extra mile to secure the terms your clients need.
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Following the 2014 Budget, Partnership believes that annuities will remain a core element in retirement income planning. As a company that has championed 'shopping around' for over 10 years, we fully welcome the greater choice available to clients. Furthermore, we firmly believe that enhanced annuities will continue to be central to their desire to obtain income security whilst still achieving maximum value for their retirement. Some of the benefits of an annuity include:

• A guaranteed income for life
• Higher income for 1 in 2 people
• Tax benefits*
• Complete clarity and simplicity

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Partnership is proud to be a corporate member of the IFP for 2014. We are pleased to be able to work with you to deliver value to your client's retirement planning through insight, support and efficient service. We also look forward to engaging with you at the annual conference in October.
For more information on the core benefits of annuities, and details of our products, please visit our website at www.partnership.co.uk

*Tax is subject to change and depends on individual circumstances