I love this time of year. It’s a time for reflection and opportunity. It’s a time for resolutions and goal setting, with January viewed by many as a clean slate.

As we near the end of the second decade of the 21st century, it’s fair to say the technological advances so far this century have been astonishing.

The CII has backed a report by the Centre for Data Ethics and Innovation stating the profession must engage with the public to reach a consensus on what constitutes a responsible use of AI and data.

Two entrepreneurs have launched a wealth manager called Rosecut which will use artificial intelligence and human advice to target a £3.2 trillion ‘under-serviced’ segment of middle-market investors.