The no vote in the Scottish referendum does not mean no change for pensions and tax relief, experts are warning, as the dust settles on the historic ballot result.

Scottish independence poses a "nightmare scenario" for the financial services industry despite the yes campaign's insistence it can be a strong economic power on its own, a former IFP president says.

A pensions firm's co-founder has predicted chaos if Scots vote for independence and says everyone in the financial services industry is keeping their fingers crossed that it does not happen.

Standard Life has revealed more about its plans to move some parts of its business away from Scotland if the referendum next week results in independence.