The Beatles’ famous song ‘When I’m 64’ includes the lines “Will you still need me, will you still feed me, when I’m 64?” It’s a question many have asked but the answer, at least from a State Pension point of view, is increasingly a resounding no.

A new report from the TUC, the trade union umbrella body representing 5.5m workers, has revealed that 1 in 8 men and women (12%) are forced to stop working before state pension age due to ill-health or disability.

The Trades Union Congress, the union umbrella body, says auto-enrolment must be extended to all employees to avoid “injustice.”

Women, carers, the ethnic minorities and the self employed are well behind behind the average man when it comes to pension saving, according to a new TUC-sponsored report.