I am always impressed by how much Financial Planners do year round to help consumers. They give up free time and sometimes work time to help consumers understand the benefits of Financial Planning in its widest sense on a pro bono basis and, indeed, many give up their time and often their cash to volunteer in their local communities. It's a generous profession.

Recently we’ve covered a spate of stories about financial advisers being arrested, sent to jail or just incurring the wrath of regulators or the police.