No day is ever the same - our clients are different; their needs and goals are different; their circumstances are different and often subject to change with little or no warning.

I’m really happy to be part of the executive driving the new Initiative for Financial Wellbeing.

I spent this half term in Poland with my youngest daughter who is studying philosophy and ethics and thought that she ought to visit a concentration camp to better understand some of her studies.

I got back recently from a holiday in Central America. I learned to scuba dive in the Bay Islands of Honduras and then flew north to explore Guatemala. A wonderful experience all round.