I got back recently from a holiday in Central America. I learned to scuba dive in the Bay Islands of Honduras and then flew north to explore Guatemala. A wonderful experience all round.

I’m annoyed about this! About it being all about us in the profession, apparently failing to address this crucial issue of the advice gap.

I have a dream...Actually I genuinely do still have a dream.

If I had a penny for every time someone asked me how I got into financial services I would be pretty rich by now.