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Bank of Scotland fined £3.5m by FSA
FSA judges Bank of Scotland as guilty of 'very serious misconduct'
FCA hits Lloyds Bank with largest ever retail fine of £28m
FOS sees 13% jump in new cases in first half
CISI appoints new Essex branch President
Warning as 400,000 Scots fall for financial scams
FCA fines Bank of Scotland £45m over fraud failings
FCA fines Lloyds Bank group £64m for failings
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