Corporate will include Zurich corporate savings and corporate risk, led by Simon Foster as new head of corporate.
Retail will cover Zurich's intermediated retail proposition including its retail platform which supports financial advisers. Currently chief executive Gary Shaughnessy, who recently joined IFP sponsor Zurich in June from Fidelity, is working as an interim head of retail until a successor is appointed.
In-force covers Zurich's existing propositions and pre-RDR products, which will continue to be looked after by Alastair Beveridge as head of in-force management.

Mr Shaughnessy said: "In a competitive market it's essential that we align our business in the right way. By re-shaping our business, we are ensuring that we are well placed to drive strong and profitable growth across the company whilst at the same time delivering for our customers and our people in a post-RDR world."
Other management changes include Peter Hamilton changing from head of protection proposition to interim head of propositions and David Etherington stepping down from his role as chief growth officer at the end of July.
Mr Etherington has worked at Zurich for nine years and was a key figure in the firm's platform strategy. The firm says his role will not be replaced.