Understanding retirement income planning today is a complex operation, involving a wide range of solutions, where one solution is not necessarily always right for the rest of a client's life. In partnering with the IFP we aim to help you enhance your skills and knowledge in this area.
We strongly believe that every client deserves a just retirement and that the secure and additional income that an enhanced annuity can bring, provides a safe haven for life. It could significantly boost a client's retirement income, which allows you as their Financial Planner or Paraplanner to achieve a more comfortable standard of living for your client in their retirement.

As a specialist retirement provider, we estimate that 60 per cent of cases could qualify for an enhanced annuity and as such, the best approach is to assume that everyone qualifies until proven otherwise. With our in- depth underwriting, we take into consideration over 1,500 medical conditions, so you can be confident the quote obtained is unique to your client.
For those not yet qualifying, there is another alternative. Last year we launched the UK's first convertible Fixed Term Annuity, which has an optional conversion feature that when selected at the outset allows a client to switch to an enhanced annuity or use the open market option should their health deteriorate during the term. This offers control and flexibility while allowing your client to keep their options open.
We are delighted with the new collaboration and would welcome you getting in touch with us to find out more.
For further information please visit www.justadviser.com where you'll find news on our coming events, recordings of our previous webinars, product literature, helpful calculators, case studies, marketing material and a whole host of short films on our Just Retirement TV page.