HSBC Life is proud to sponsor the IFP in its efforts to promote professionalism in the sector and help raise consumer awareness of Financial Planning.

Rarely can the relevance of good Financial Planning have been more important and the IFP and its members have a central role to play in the challenges and opportunities which lie ahead.

We believe that investment choice and flexibility are central to Financial Planning. As has been demonstrated by the Financial Planning Week 2011 YouGov Poll, consumers value transparency to give them confidence to seek professional advice.

Over the past few years HSBC Life has been at the forefront of the industry in the development of open architecture investment solutions with whole of market investment choice, transparent charging and investment flexibility.

Designed exclusively for the adviser marketplace, and with the Retail Distribution Review (RDR) in mind, these solutions are available in a range of versions with the flexibility to suit different adviser charging models. They also are available on a growing number of platforms giving advisers the added benefits of wrap functionality and the opportunity to manage all their clients’ investments from one place. Following customer and adviser research, design of our Life Investments solutions has been based on three guiding themes:

Investment choice – to offer a comprehensive whole of market choice with direct investment into the underlying funds rather than use of “mirror” funds,

Tax-efficiency – to provide as much flexibility as possible so that advisers and their clients can maximise the tax planning opportunities of our product wrappers, and,

Transparency – to make all charges and deductions clearly visible, even extending to the tax liability for investment growth on the underlying funds.

We have a growing network of Business Development Managers who can offer telephone and face to face support. They have a wealth of experience in the adviser market and will be only too pleased to explain the benefits of HSBC’s Life Investments solutions.