And how are you doing Kevin? Well thanks for asking, I’m not too bad in the circumstances.

So here we go again, another saga getting under way about unsuspecting ‘mini-bond’ investors being ripped off.

I would like to share some good news this week but realistically the Coronavirus outbreak will test many Financial Planning models to the limit and not all firms will survive.

The Coronavirus outbreak has brought many changes with many of us working from home, in all its glorious awkwardness, and adjusting to new and strange work patterns.