I’ve been watching the results of the Financial Planning Today survey as to whether or not the Planning community feel that cashflow planning is essential to a Financial Plan.

As the great cashflow modelling debate continues, following the recent Financial Planning Today poll, Steve Martin CFPTM Chartered MCSI, gives readers his perspective on why it is essential.

The debate on the value of Cashflow Modelling as part of ‘true’ Financial Planning has become a heated one, as we’ve discovered on Financial Planning Today.

Pension tax relief, particularly for higher rate taxpayers, is a hugely used element in the Financial Planner’s arsenal but it’s future may well be in jeopardy along with the Treasury’s commitment to fund pension saving with generous tax benefits.

Like many Financial Planners, we use cash flow modelling in our business, writes Chartered Financial Planner Martin Bamford.

The George Kinder Column

My new book, due out in the spring, is about a golden civilization. A civilization that thrives with freedom for all, for hundreds, if not thousands of years.

It seems that my last column about Lifetime Cashflow Planning has provoked some interesting debate.

Just over a month ago the country voted in the EU referendum - 72.2% of us at least. The result was that slightly more of us wanted out of the EU than wanted to remain.

One of the biggest topics of discussion within the Paraplanning community has been the idea of a Paraplanning Standard.

As I write this, I wonder if I’m about to embark on an article regarding a delicate subject.