The rules of financial regulation were effectively torn up and rewritten this week after the Government stepped in and launched a £120m compensation fund for victims of the London Capital & Finance collapse.
Read more ...Editor’s Column: Has the compensation genie been unleashed?
- Monday, 22 March 2021
- Comment
Editor’s Column: Have we turned a corner on scams?
- Monday, 22 March 2021
- Comment
If there is one positive from the London Capital & Finance fiasco it is that the whole sorry business has prompted government and regulatory action to stop a repeat of LCF.
Read more ...George Kinder: Creating powerful online client engagement
- Monday, 15 February 2021
- Comment
The pandemic has forced many of us to turn to online platforms for hosting client engagements. Meetings that may have begun with the adviser greeting their client with a handshake or perhaps a hug, offering them a cup of tea, and leading them into a welcoming setting with comfortable seating and good lighting are no longer possible.
Read more ...George Kinder: Life Planning v Financial Planning
- Monday, 15 February 2021
- Comment
When a client meets with a Financial Planner they want to feel that their life is special.
Read more ...Martin Bamford: Tik, Tok - investment flop?
- Thursday, 11 February 2021
- Comment
I entered financial services just as the tech bubble was about to burst. One of my earliest professional experiences of investing was watching the bubble surrounding tech stocks, swiftly followed by the disappointment of investors who had become over exposed to that sector as it collapsed.
Read more ...Martin Bamford: My brush with a scammer
- Thursday, 11 February 2021
- Comment
During a call with a client last week, I was reminded again of the dangers of unregulated investments. The client explained that his good friend had lost £120,000 to a Bitcoin scam.
Read more ...Nicola Watts: LCF, the FCA and the FSCS – what a debacle!
- Wednesday, 10 February 2021
- Comment
Monday saw a grilling of Andrew Bailey, former CEO of the FCA, by Treasury Committee MPs regarding missed opportunities for the early detection of problems at the failed mini-bond provider London Capital & Finance.
Read more ...Nicola Watts: Why it's time to focus on what works
- Tuesday, 12 January 2021
- Comment
A year ago, in January 2020, who could have imagined what the following 12 months would bring. I know many will look back and think it’s a year that they would rather forget.
Read more ...Bamford: Why planners need to help each other
- Friday, 08 January 2021
- Comment
John Moret: The next 25 years
- Wednesday, 23 December 2020
- Comment
In my two previous articles reflecting on my 50 years in the world of pensions and financial services I looked at current issues and challenges, focussing on what I saw as some of the dominant features of the financial landscape today: technology, complexity, (inconsistent) government policy, (increasing) longevity and the evolution of financial advice.
Read more ...