FCA CEO Nikhil Rathi will have given recent critics of the regulator much of what they have demanded in his high profile Business Plan launched this week to much coverage.

It is no surprise that the pandemic has nudged, encouraged and, to be fair, forced quite a few people to rethink their retirement plans.

Financial Planning is not a solution to climate change nor world hunger but it is, on balance, a pretty good thing.

A good financial plan will always need regular updating to stay on track as Financial Planners know, even if clients do not always appreciate this. 

There are certain stages in life when Financial Planning advice is vitally important and one of those periods is the years leading up to retirement.

There is a lot more to Financial Planning than adding up numbers or inputting data into a cashflow modeller.

In the race to rebrand, go digital, attract private equity, embrace artificial intelligence, adopt ESG - and all the other modern trends - it’s often forgotten that what really matters to most clients is for their provider or adviser to be around for the long term.