A new poll of Personal Finance Society members suggests nearly 90% of Financial Planners will never return to the way they worked before the pandemic.

It’s been an exciting couple of months at Jane Smith Financial Planning.

Today we received our questionnaire from the FCA regarding actions that now need to be taken following receipt of the information we provided to them regarding defined benefit pensions.

The woes of Woodford Investment Management have been well chronicled by Financial Planning Today and others. I will not repeat them hear suffice to say that the curtain is coming down on a painful episode in fund management, as Mr Woodford described it himself.

The recent developments involving Berkeley Burke SIPP Administration (BBSAL) have caused understandable concern and consternation for SIPP providers, advisers and SIPP investors.

I ended my last commentary by expressing concern for all senior managers working with SIPPs – whether as a provider or adviser – given the ongoing regulatory uncertainty particularly around the responsibilities for investment due diligence.

As we approach the end of another decade I have been reflecting on a subject dear to my heart – the evolution of the SIPP market.

Midnight on 31 December 2019 saw me enter my sixth decade of working in the pensions industry.

Back in 2014, we overhauled our strategy at Informed Choice. With our 20th anniversary taking place, it was the natural time to inject some new life, energy and direction into the business.

“Plans can break down. You cannot plan the future. Only presumptuous fools plan. The wise man steers.” ― Terry Pratchett, Making Money